I
Golden Visa iNSIDER
Inside the world's residency programs
The short verdict

Greece. Greece edges Malta on the headline metrics most applicants weight first (entry price, speed, path to citizenship and physical presence).

The full picture is below — by the numbers, then category by category.

By the numbers

Metric🇬🇷 Greece🇲🇹 Malta
StatusActiveActive
Headline minimum€250,000€182,000
Processing time2–6 months4–6 months
Path to citizenship7 yearsNot available since 2025
Physical presence0 days required0 days
Tax overlayNon-dom flat tax €100k/yearNon-dom remittance basis
Best forInvestors who want a Mediterranean base, a tangible asset, and a Schengen card without relocation pressure.Families wanting permanent EU status without the relocation, language or citizenship-track requirements.

Category by category

  1. 01

    Lower entry price

    Edge: Malta

    Greece starts at €250,000, Malta at €182,000.

  2. 02

    Faster to a card

    Edge: Greece

    Greece: 2–6 months. Malta: 4–6 months.

  3. 03

    Faster path to citizenship

    Edge: Greece

    Greece: 7 years. Malta: Not available since 2025.

Who each one is for

🇬🇷 Greece — best for

Investors who want a Mediterranean base, a tangible asset, and a Schengen card without relocation pressure.

  • +Zero physical presence required
  • +Fastest EU Golden Visa to process
  • +Real estate route still fully open
  • +Schengen access from day one
🇲🇹 Malta — best for

Families wanting permanent EU status without the relocation, language or citizenship-track requirements.

  • +EU permanent residency — no expiry
  • +Visa-free Schengen travel
  • +English is an official language
  • +Family included: spouse, children, parents, grandparents

The honest tradeoffs

🇬🇷 Greece — working against you
  • Tier 1 zones jumped from €500k to €800k in Sept 2024
  • Citizenship requires 7 years + Greek language B1
  • Property cannot be short-term let (Airbnb) since 2024
🇲🇹 Malta — working against you
  • Citizenship-by-investment ended after April 2025 ECJ ruling
  • Mandatory non-refundable government contribution + donation
  • Tiny country — limited business ecosystem