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Golden Visa iNSIDER
Inside the world's residency programs
The short verdict

Italy. Italy edges Malta on the headline metrics most applicants weight first (entry price, speed, path to citizenship and physical presence).

The full picture is below — by the numbers, then category by category.

By the numbers

Metric🇲🇹 Malta🇮🇹 Italy
StatusActiveActive
Headline minimum€182,000€250,000
Processing time4–6 months3–4 months
Path to citizenshipNot available since 202510 years
Physical presence0 daysFlexible (no fixed minimum)
Tax overlayNon-dom remittance basis€200k/year flat tax for new residents (since Aug 2024)
Best forFamilies wanting permanent EU status without the relocation, language or citizenship-track requirements.Founders backing Italian innovation, or HNWIs attracted by the new-resident flat-tax regime.

Category by category

  1. 01

    Lower entry price

    Edge: Malta

    Malta starts at €182,000, Italy at €250,000.

  2. 02

    Faster to a card

    Edge: Italy

    Malta: 4–6 months. Italy: 3–4 months.

  3. 03

    Faster path to citizenship

    Edge: Italy

    Malta: Not available since 2025. Italy: 10 years.

Who each one is for

🇲🇹 Malta — best for

Families wanting permanent EU status without the relocation, language or citizenship-track requirements.

  • +EU permanent residency — no expiry
  • +Visa-free Schengen travel
  • +English is an official language
  • +Family included: spouse, children, parents, grandparents
🇮🇹 Italy — best for

Founders backing Italian innovation, or HNWIs attracted by the new-resident flat-tax regime.

  • +No funds transferred until visa is approved
  • +Family included on a single application
  • +Schengen access, low real-presence requirements
  • +Renewable in 3-year increments

The honest tradeoffs

🇲🇹 Malta — working against you
  • Citizenship-by-investment ended after April 2025 ECJ ruling
  • Mandatory non-refundable government contribution + donation
  • Tiny country — limited business ecosystem
🇮🇹 Italy — working against you
  • Citizenship reform in 2025 tightened jus sanguinis but residency timeline unchanged at 10 years
  • New-resident flat tax doubled from €100k to €200k in August 2024
  • Italian language B1 required for citizenship