I
Golden Visa iNSIDER
Inside the world's residency programs
The short verdict

It depends. Spain and Malta solve different problems — neither program "wins" in the abstract.

The full picture is below — by the numbers, then category by category.

By the numbers

Metric🇪🇸 Spain🇲🇹 Malta
StatusClosedActive
Headline minimum€500,000€182,000
Processing time20 days4–6 months
Path to citizenship10 yearsNot available since 2025
Physical presence1 day/year0 days
Tax overlayBeckham Law (24% flat for 6 years)Non-dom remittance basis
Best forIf you already hold the visa, this is your renewal guide. If you're new — read the Digital Nomad and Non-Lucrative sections.Families wanting permanent EU status without the relocation, language or citizenship-track requirements.

Category by category

  1. 01

    Lower entry price

    Edge: Malta

    Spain starts at €500,000, Malta at €182,000.

  2. 02

    Faster path to citizenship

    Edge: Spain

    Spain: 10 years. Malta: Not available since 2025.

Who each one is for

🇪🇸 Spain — best for

If you already hold the visa, this is your renewal guide. If you're new — read the Digital Nomad and Non-Lucrative sections.

  • +Existing holders keep their residency and renewals
  • +Digital Nomad Visa fills much of the gap for active professionals
  • +Beckham Law tax regime still available
🇲🇹 Malta — best for

Families wanting permanent EU status without the relocation, language or citizenship-track requirements.

  • +EU permanent residency — no expiry
  • +Visa-free Schengen travel
  • +English is an official language
  • +Family included: spouse, children, parents, grandparents

The honest tradeoffs

🇪🇸 Spain — working against you
  • Program permanently closed to new investors
  • Citizenship still requires 10 years (2 for Latin Americans)
  • Bureaucracy heavier than Portugal or Greece
🇲🇹 Malta — working against you
  • Citizenship-by-investment ended after April 2025 ECJ ruling
  • Mandatory non-refundable government contribution + donation
  • Tiny country — limited business ecosystem