Caribbean CBI is a strong family route, and family composition is where the programs genuinely diverge — both in who qualifies and in what they charge. Comparing single-applicant headlines is the wrong way to choose; the right way is to price your actual household across all five.
Who each Caribbean CBI program includes
| Family member | Coverage | Note |
|---|---|---|
| Spouse | All five programs | Included as a dependant |
| Dependent children | All five programs | Age and study conditions vary |
| Parents / grandparents | Most programs | Often with dependency conditions |
| Siblings | Antigua, St Kitts, Grenada | Under specific conditions |
Antigua's family-of-four advantage
Antigua & Barbuda is usually the best value for families because its fund route is structured around a family of up to four for a single contribution. That can beat the cheapest single-applicant program (Dominica at $200,000) once a spouse and two children are added, flipping the ranking. For a couple with children, Antigua is often the rational choice even though its single-applicant figure is higher than Dominica's.
Family pricing is the real differentiator
Beyond Antigua, the programs differ most in how they price dependants: some charge flat per-dependant fees, others raise the contribution band for larger families. Because the donation floors are now similar, family pricing is where real money is saved or lost, so the only reliable comparison is a full quote for your specific household, not a headline.
Parents, grandparents and siblings
Most programs let you include parents and grandparents, typically subject to dependency conditions, and Antigua, St Kitts and Grenada can include siblings under specific conditions. The exact ages, dependency tests and fees vary by program and change over time, so confirm the current rules for the relatives you want to include before settling on a program.
Citizenship for life, passed down
Caribbean CBI citizenship is held for life and is generally transmissible to children born after naturalisation, subject to each program's rules. That multi-generational security — a second citizenship your descendants inherit — is a core reason families choose CBI over a residence programme, which typically secures only the main applicants and must be maintained.
Dependants over time
Children included as dependants generally retain citizenship for life, but adding a dependant later (a new child, an ageing parent) is a fresh application with its own fees and checks. Plan the family you want to include at the outset where you can, since adding members after the initial grant is more expensive and procedurally separate.
Choosing a Caribbean CBI program on its single-applicant price when you have a family. Antigua's family-of-four structure often beats Dominica's $200,000 once dependants are added, so the ranking flips with household size. Each dependant adds fees, some routes raise the contribution for larger families, and parent/grandparent/sibling eligibility varies — so a full family quote, not a headline, is the only reliable basis for the decision.
FAQs
Who can I include in a Caribbean CBI application?+
A Caribbean CBI application can include several generations, depending on the program.
- •All five include spouse and dependent children.
- •Most also include parents and grandparents.
- •Some (Antigua, St Kitts, Grenada) include siblings under conditions.
Which Caribbean CBI program is best for families?+
Often Antigua, for a family of four.
- •Its fund route is structured around a family of four.
- •That can beat the cheapest single-applicant program once dependants are added.
- •Price your actual family across programs rather than comparing headlines.
Does each family member cost extra on a Caribbean CBI program?+
Yes — each Caribbean CBI dependant adds cost.
- •Each dependant adds a government fee and a due-diligence fee.
- •Some routes raise the contribution for larger families.
- •This is where the programs differ most, so get a full family quote.
Is Caribbean CBI citizenship permanent for my children?+
Yes — Caribbean CBI citizenship is permanent for your children.
- •CBI citizenship is held for life.
- •It is generally transmissible to children born after naturalisation, subject to each program's rules.
- •That multi-generational security is a core reason families choose CBI.