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Golden Visa iNSIDER
Inside the world's residency programs
The short verdict

It depends. Spain and Caribbean (CBI) solve different problems — neither program "wins" in the abstract.

The full picture is below — by the numbers, then category by category.

By the numbers

Metric🇪🇸 Spain🌴 Caribbean (CBI)
StatusClosedActive
Headline minimum€500,000$200,000
Processing time20 days4–8 months
Path to citizenship10 yearsDirect (no residency)
Physical presence1 day/year0 days (most programs)
Tax overlayBeckham Law (24% flat for 6 years)0% on worldwide income (most islands)
Best forIf you already hold the visa, this is your renewal guide. If you're new — read the Digital Nomad and Non-Lucrative sections.Frequent travelers, people with restrictive passports, or anyone needing optionality fast.

Category by category

  1. 01

    Lower entry price

    Edge: Caribbean (CBI)

    Spain starts at €500,000, Caribbean (CBI) at $200,000.

  2. 02

    Path to citizenship

    Edge: Spain

    Spain offers naturalization in 10 years; Caribbean (CBI) does not provide a clear citizenship track (Direct (no residency)).

Who each one is for

🇪🇸 Spain — best for

If you already hold the visa, this is your renewal guide. If you're new — read the Digital Nomad and Non-Lucrative sections.

  • +Existing holders keep their residency and renewals
  • +Digital Nomad Visa fills much of the gap for active professionals
  • +Beckham Law tax regime still available
🌴 Caribbean (CBI) — best for

Frequent travelers, people with restrictive passports, or anyone needing optionality fast.

  • +Direct citizenship — no residency requirement
  • +Visa-free travel to 140–150 countries
  • +Grenada gives access to US E-2 investor visa
  • +Fast: passport often in 4–6 months

The honest tradeoffs

🇪🇸 Spain — working against you
  • Program permanently closed to new investors
  • Citizenship still requires 10 years (2 for Latin Americans)
  • Bureaucracy heavier than Portugal or Greece
🌴 Caribbean (CBI) — working against you
  • All five programs raised minimums to $200k+ in 2024 by regional MoU
  • Increased due diligence — Russians, Belarusians, Iranians excluded
  • EU visa-free status under review (UK already requires ETA)